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COBRA Premium Subsidy: 2009 ARRA Changes and Current Rules The American Recovery and Reinvestment Act of 2009 (ARRA) introduced temporary financial assistance to help eligible workers maintain health insurance coverage after involuntary job loss during the Great Recession. One of the law's important provisions was a temporary 65% reduction in COBRA continuation coverage premiums for qualifying individuals. The 2009 ARRA COBRA premium subsidy has expired and is no longer available. However, the u …

ACA Health Insurance Marketplace Notice: Employer Requirements The Affordable Care Act (ACA) established Health Insurance Marketplaces to help individuals and families compare and obtain qualifying health insurance coverage. Under Section 18B of the Fair Labor Standards Act (FLSA), covered employers must provide employees with a written Notice of Coverage Options informing them about the Health Insurance Marketplace and certain health coverage choices. This notice requirement began in 2013 and r …